Bridge Loans

Fast, flexible financing for time-sensitive ministry opportunities

Why Choose Our Bridge Loans?

When timing is critical, our bridge loans provide the speed and flexibility you need to seize ministry opportunities.

Quick Approval

Fast-track approval process for urgent opportunities

Flexible Terms

Customizable repayment terms to match your timeline

Up to 70% LTV

Competitive loan-to-value ratios for maximum leverage

Interest-Only Payments

Reduced monthly payments during the bridge period

Bridge Loan Specifications
Competitive terms designed for short-term financing needs
$25K - $2M
Loan Amount
6-18 Months
Loan Term
Up to 70%
Loan-to-Value
5-7 Days
Approval Time
Eligible Bridge Financing Uses
  • Property acquisition while securing permanent financing
  • Temporary funding during construction loan conversion
  • Cash flow support during capital campaigns
  • Quick property purchases in competitive markets
  • Refinancing gaps and timing mismatches
  • Emergency facility repairs or improvements
Basic Requirements
  • Established ministry with 2+ years of operation
  • Clear exit strategy or permanent financing plan
  • Adequate collateral (typically real estate)
  • Demonstrated ability to service interest payments
  • Current financial statements and tax returns
  • Board resolution authorizing the loan
Fast-Track Application Process
Streamlined steps to get you funded quickly
1

Initial Consultation

Discuss your urgent financing needs with our specialists

Same day
2

Fast-Track Application

Submit streamlined application with essential documentation

1-2 days
3

Expedited Review

Priority underwriting and credit committee review

3-5 days
4

Quick Closing

Streamlined closing process and fund disbursement

5-7 days
Frequently Asked Questions

How quickly can I get bridge loan approval?

Our expedited process typically provides approval within 5-7 business days for complete applications with all required documentation.

What's the maximum loan amount for bridge financing?

Bridge loans range from $25,000 to $2,000,000, depending on your collateral value and repayment capacity.

Do I need to make principal payments during the bridge period?

Most bridge loans feature interest-only payments during the term, with principal due at maturity or when permanent financing is secured.

Can I extend my bridge loan if needed?

Extensions may be available on a case-by-case basis, subject to continued qualification and payment of extension fees.

What happens if my permanent financing falls through?

We work with borrowers to find alternative solutions, including conversion to permanent financing or extension options.

Need Bridge Financing Fast?

Our specialists are ready to help you secure the funding you need quickly.

Call Us
1-800-459-0991
Email Us
loans@churchextensionfund.org
Office Hours
Mon-Fri 8AM-5PM CT