Loan Programs
Supporting ministry growth through flexible financing solutions designed specifically for churches, schools, and faith-based organizations.
Construction Loans
Fund new church construction and major renovation projects
Loan Amount
$100K - $5.0M
Term
12-24 months
Key Features
Up to 80% LTVInterest-only during constructionFlexible draw scheduleCompetitive rates
Permanent Mortgages
Long-term financing for church property acquisition and refinancing
Loan Amount
$50K - $10.0M
Term
5-25 years
Key Features
Up to 75% LTVFixed and variable ratesUp to 25-year termsNo prepayment penalties
Bridge Loans
Short-term financing for time-sensitive opportunities
Loan Amount
$25K - $2.0M
Term
6-18 months
Key Features
Quick approvalFlexible termsUp to 70% LTVInterest-only payments
Lines of Credit
Flexible credit lines for ongoing ministry needs and capital improvements
Loan Amount
$10K - $0.5M
Term
1-3 years
Key Features
Draw as neededInterest-only on outstandingRevolving creditAnnual review
Our Loan Process
Simple, transparent steps from application to closing
1. Application
Complete our comprehensive loan application with financial and project details.
2. Underwriting
Our team reviews your application, financials, and project feasibility.
3. Committee
Loan committee reviews and approves qualified applications.
4. Closing
Complete documentation and begin your ministry project funding.
Ready to Get Started?
Our loan specialists are here to help you find the right financing solution for your ministry needs.