Flexible financing that grows with your ministry needs
Reuse available credit as you pay down the balance
Pay interest only on outstanding balances
Access funds when you need them for ministry opportunities
Flexible terms with annual review and renewal options
Complete our credit line application with financial information
Our team analyzes your ministry's financial strength and needs
Receive approval and complete credit line documentation
Draw funds as needed for your ministry opportunities
A line of credit provides flexible access to funds up to a predetermined limit. You only pay interest on the amount you actually use, and as you repay the principal, those funds become available to borrow again.
Interest rates are variable and based on current market conditions, your ministry's financial strength, and the credit line amount. Rates are typically tied to prime rate with competitive margins.
Once your line of credit is established, you can typically access funds within 1-2 business days through wire transfer or ACH.
There may be an annual commitment fee on the unused portion of the credit line, plus standard loan fees. All fees are disclosed upfront during the application process.
Yes, lines of credit are typically reviewed annually and can be renewed based on your ministry's continued financial performance and needs.
Our lending specialists are here to help you set up flexible financing for your ministry's ongoing needs.
